Independent insurance agency · 8 states
Need help finding the right health insurance?
Talk with Amy Garcia, an independent agent who can walk you through ACA Marketplace, Medicare, life insurance, and more in everyday language. The call is free.
Real, local licensed agents — no pressure, no jargon.

Amy Garcia
Licensed Insurance Agent · ATG Healthcare Consulting LLC
- Patient, friendly guidance for adults and seniors.
- Pick a time that works for you: morning, afternoon, or evening.
- Your information stays private. Share only what you're comfortable with.
What we cover
Insurance plans for every stage of life
Amy is an independent agent licensed in 8 states, so she shops multiple carriers to find the right fit for you, not the other way around.
Now serving
- TX
- AL
- AZ
- FL
- ID
- OH
- PA
- UT
Obamacare / ACA Marketplace
Individual and family health plans through the ACA Marketplace, including possible tax credits and cost-sharing reductions.
Medicare
Original Medicare, Medicare Advantage (Part C), and Medicare Supplement plans for those 65+ or with qualifying disabilities.
Life Insurance
Term and permanent life insurance to help protect your family's finances if something happens to you.
Annuity
Tax-deferred retirement savings that can give you steady income after you stop working.
Cancer Insurance
Extra coverage that pays cash directly to you after a cancer diagnosis to help with the bills.
Critical Illness & Hospital
Lump-sum cash benefits for covered critical illnesses and hospital stays, paid directly to you regardless of other coverage.
Dental Insurance
Affordable dental plans covering preventive care, fillings, crowns, and major procedures for you and your family.
Vision Insurance
Vision coverage for annual eye exams, prescription glasses, and contact lenses.
How Amy helps
Simple help, one step at a time
Amy makes health insurance easier to understand so you can make a confident choice.
Easy phone consultation
Talk with Amy by phone at a time that works for you. No office visit needed, just a friendly conversation.
Understand your options
Amy explains every type of plan (ACA, Medicare, Life, Dental, and more) in plain language, with no jargon.
Guidance on possible savings
Learn about tax credits, subsidies, and plan options based on your household, income, and ZIP code.
Support before you choose
Get patient, independent help comparing your choices so you feel confident before picking a plan.
Getting started
Three simple steps
Booking your free phone consultation is quick and easy.
- 1
Choose a time
Pick the day and time window that works best for you: morning, afternoon, or evening.
- 2
Answer a few simple questions
Share a little about your household so Amy can prepare. It only takes a few minutes.
- 3
Amy calls you
Amy phones you during your chosen window to walk through your options in plain, easy-to-understand language.
Meet the team
Independent insurance help from ATG Healthcare Consulting LLC
A locally owned, independent agency that works for you, not the carriers, comparing options and explaining them in everyday language.


Choosing a health plan can feel overwhelming. Amy Garcia started ATG Healthcare Consulting LLC to give families across 8 states a calm, no-pressure place to get real answers, whether you're turning 65, shopping the Marketplace, or protecting your family with life insurance.
Frequently asked questions
Plain-language answers to common questions from seniors and families.
Is the consultation free?
When will Amy call me back?
What types of insurance does Amy offer?
Which states does Amy serve?
What is the difference between ACA / Obamacare and Medicare?
Can Amy help me with Medicare?
What is Life Insurance, and do I need it?
What should I have ready for the phone call?
Do I need to know my exact income?
Can I keep my doctor?
Is this website part of the government?
Free consultation
Ready to talk through your options?
Book a free, no-pressure phone consultation with Amy Garcia. No jargon — just straight answers about your options.
