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Call Amy at (361) 202-2689

Independent insurance agency · 8 states

Need help finding the right health insurance?

Talk with Amy Garcia, an independent agent who can walk you through ACA Marketplace, Medicare, life insurance, and more in everyday language. The call is free.

Real, local licensed agents — no pressure, no jargon.

Licensed in 8 statesIndependent agency
Amy Garcia, Licensed Insurance Agent

Amy Garcia

Licensed Insurance Agent · ATG Healthcare Consulting LLC

  • Patient, friendly guidance for adults and seniors.
  • Pick a time that works for you: morning, afternoon, or evening.
  • Your information stays private. Share only what you're comfortable with.

Prefer to talk now?

(361) 202-2689

Free, no-pressure phone consultation

What we cover

Insurance plans for every stage of life

Amy is an independent agent licensed in 8 states, so she shops multiple carriers to find the right fit for you, not the other way around.

Now serving

  • TX
  • AL
  • AZ
  • FL
  • ID
  • OH
  • PA
  • UT
Health Insurance Marketplace

Obamacare / ACA Marketplace

Individual and family health plans through the ACA Marketplace, including possible tax credits and cost-sharing reductions.

Medicare

Medicare

Original Medicare, Medicare Advantage (Part C), and Medicare Supplement plans for those 65+ or with qualifying disabilities.

Life Insurance

Term and permanent life insurance to help protect your family's finances if something happens to you.

Annuity

Tax-deferred retirement savings that can give you steady income after you stop working.

Cancer Insurance

Extra coverage that pays cash directly to you after a cancer diagnosis to help with the bills.

Critical Illness & Hospital

Lump-sum cash benefits for covered critical illnesses and hospital stays, paid directly to you regardless of other coverage.

Dental Insurance

Affordable dental plans covering preventive care, fillings, crowns, and major procedures for you and your family.

Vision Insurance

Vision coverage for annual eye exams, prescription glasses, and contact lenses.

How Amy helps

Simple help, one step at a time

Amy makes health insurance easier to understand so you can make a confident choice.

Easy phone consultation

Talk with Amy by phone at a time that works for you. No office visit needed, just a friendly conversation.

Understand your options

Amy explains every type of plan (ACA, Medicare, Life, Dental, and more) in plain language, with no jargon.

Guidance on possible savings

Learn about tax credits, subsidies, and plan options based on your household, income, and ZIP code.

Support before you choose

Get patient, independent help comparing your choices so you feel confident before picking a plan.

Getting started

Three simple steps

Booking your free phone consultation is quick and easy.

  1. 1

    Choose a time

    Pick the day and time window that works best for you: morning, afternoon, or evening.

  2. 2

    Answer a few simple questions

    Share a little about your household so Amy can prepare. It only takes a few minutes.

  3. 3

    Amy calls you

    Amy phones you during your chosen window to walk through your options in plain, easy-to-understand language.

Meet the team

Independent insurance help from ATG Healthcare Consulting LLC

A locally owned, independent agency that works for you, not the carriers, comparing options and explaining them in everyday language.

Amy Garcia, Licensed Insurance Agent at ATG Healthcare Consulting LLC
Amy GarciaLicensed Insurance Agent
TX License #2317675(361) 202-2689
Alison Fritcher, Licensed Insurance Agent at ATG Healthcare Consulting LLC
Alison FritcherLicensed Insurance Agent
TX License #3237589(361) 960-4486

Choosing a health plan can feel overwhelming. Amy Garcia started ATG Healthcare Consulting LLC to give families across 8 states a calm, no-pressure place to get real answers, whether you're turning 65, shopping the Marketplace, or protecting your family with life insurance.

Frequently asked questions

Plain-language answers to common questions from seniors and families.

Is the consultation free?
Yes. The phone consultation with Amy is completely free with no obligation. It's simply a chance to get your questions answered and understand your options.
When will Amy call me back?
Amy is available Monday through Friday. After you submit your request, expect a call within 24–48 business hours during the time window you selected.
What types of insurance does Amy offer?
Amy helps with a wide range of coverage: ACA / Obamacare Marketplace plans, Medicare, Life Insurance, Annuities, Cancer Insurance, Critical Illness & Hospital plans, Dental Insurance, and Vision Insurance.
Which states does Amy serve?
Amy is based in Texas and is also licensed to serve clients in Alabama, Arizona, Florida, Idaho, Ohio, Pennsylvania, and Utah. If you live in any of these states, she can help you explore your options.
What is the difference between ACA / Obamacare and Medicare?
ACA Marketplace (Obamacare) plans are for individuals and families who do not yet qualify for Medicare. Medicare is a federal program for people 65 and older, or certain individuals with disabilities. Amy can help you figure out which program fits your situation.
Can Amy help me with Medicare?
Yes. Amy can walk you through Original Medicare, Medicare Advantage (Part C), and Medicare Supplement (Medigap) plans so you understand what each covers and how they compare.
What is Life Insurance, and do I need it?
Life insurance pays a benefit to your loved ones if you pass away, helping cover expenses and replace lost income. Whether you need it, and which type, depends on your situation. Amy can help you think it through.
What should I have ready for the phone call?
It helps to have a rough idea of your household size, yearly income, and ZIP code. For Medicare questions, knowing your Medicare enrollment dates is useful. Don't worry if you're not sure about anything; Amy can walk you through it.
Do I need to know my exact income?
No. An estimate is fine for the conversation. Final plan options and savings depend on your household, income, ZIP code, and eligibility, which Amy can help you review.
Can I keep my doctor?
It depends on the plan. Many plans have provider networks. Amy can help you think through what matters most to you, though she cannot guarantee any specific doctor is covered under a particular plan.
Is this website part of the government?
No. This website and Amy Garcia are not affiliated with or endorsed by the federal government. Amy is an independent licensed insurance agent based in Texas, serving clients in 8 states.

Free consultation

Ready to talk through your options?

Book a free, no-pressure phone consultation with Amy Garcia. No jargon — just straight answers about your options.